What is My Cash?

• My Cash is the amount earned via cancellation refunds, reaching MMTBlack milestones and spends accumulated via MMT-ICICI cobrand credit card.The old wallet+ cash linked to any account is now a part of My Cash.

When does My Cash expire?

• My Cash earned via cancellation refunds does not expire. My Cash earned via MMTBlack milestones will expire after 3 months of credit date.My Cash earned via MMT-ICICI cobrand card will expire after 12 months of credit date

Where is My Cash applicable?

• MyCash earned from promotional campaigns such as signup reward, MMTBlack, bank partnerships, etc. can be used completely on booking flights, hotels and holidays. In case of buses & cabs, minimum booking amount should be Rs. 500 to be able to use MyCash completely.

What is Reward Bonus?

• Reward Bonus is the promotional amount given by Makemytrip to enable its users to make bookings at the lowest price.

When does Reward Bonus expire?

• Reward Bonus earned via Refer and Earn will expire after 3 months of credit date. Bonus earned via installing the MMT app will expire after 1 month of the install date. All other forms of bonus starts to expire after 7 days from the credit date

Where is Reward Bonus applicable?

• Reward Bonus can be applied with restrictions all any booking such as Flights, Hotels, Holidays, Cabs, Trains and Bus. To know more about the restrictions related to Reward Bonus, tap on How to use for reward bonus on the My Wallet page

What myCash rewards do I get with MakeMyTrip ICICI Bank Credit Card?

• With the MakeMyTrip ICICI Bank Credit Card, you earn non-expiring myCash on every eligible spend. Get 6% on hotel bookings, 3% on flights, cabs, buses, and holidays, ₹25 on train bookings, and 1% on other spends. These earnings are over and above any MakeMyTrip discounts, whether you pay via credit card or RuPay UPI. For example, a ₹10,000 hotel booking with a 10% discount saves ₹1,000 and earns ₹540 myCash (6% of ₹9,000), giving ₹1,540 total value. Rewards are credited within 2 working days after your billing cycle and can be used for future MakeMyTrip bookings.

What should I do if my ICICI myCash isn’t credited?

• myCash from eligible transactions is usually credited within 2 days of your credit card statement date. In some cases, crediting may take up to 45 days. Please check this timeline before raising a concern. If your myCash is still missing, contact ICICI Bank’s customer care. Call 1800 1080 (available 24/7) or email customercare@icicibank.com with your registered mobile/email, booking amount, and transaction date for faster resolution. The bank will review your transaction and credit the myCash once verified. Delays may happen during promotional campaigns or due to backend processing times.

How can I redeem my ICICI myCash for bookings?

• Redeeming myCash is quick and flexible. You can use it on the MakeMyTrip app or website for hotels, flights, holiday packages, trains, buses, and more. On the payment page, click ‘myCash & Gift Cards,’ select ‘My Cash (MMT ICICI Card),’ apply your available points, and click ‘Use & Apply.’ If the wallet balance covers your booking amount, select ‘Complete Payment.’ Your myCash can be combined with other payment methods if the amount is insufficient. It offers you real savings every time you travel, making your future bookings cheaper without blackout dates or usage restrictions.

Which card transactions are eligible for ICICI myCash earnings?

• You earn myCash on most retail transactions—both online and offline—but some are excluded. No myCash is earned on EMI transactions, balance transfers, personal loans on the card, joining/annual fees, late payment charges, cash advances, rent payments, or insurance spends. On MakeMyTrip, earn up to 6% myCash on hotels and 3% on flights, cabs, buses, and holidays. On other spends, earn 1% myCash. All rewards are calculated on the net transaction value after discounts and taxes. Always ensure your transaction is posted successfully to qualify for rewards.

When will my ICICI myCash be available to use?

• myCash earned on your MakeMyTrip ICICI Bank Credit Card becomes available within 1 business day after your monthly statement cycle ends. This means all eligible transactions in the statement period are credited together. For free-cancellation hotel bookings, the myCash is credited only after your travel completion date, to account for any cancellations or modifications. Once credited, myCash is instantly usable for your next booking. There’s no expiry date, so you can accumulate rewards for bigger savings on future travel. Availability timelines may vary slightly during high-volume periods like festive seasons.

What happens to my ICICI myCash if I cancel?

• If you cancel a booking paid with myCash, the points used are usually credited back to your wallet. This is subject to MakeMyTrip’s cancellation policy and the specific terms of your booking. For partially paid bookings, only the myCash portion is refunded as myCash, while any cash or card payment is refunded as per payment rules. Refund timelines can vary—most are processed within a few business days. If your refund seems delayed, you can check your MakeMyTrip wallet activity or contact customer support for clarification.

Will MMTBlack membership increase my ICICI myCash earnings?

• Yes! If you have MMTBlack membership, your myCash earnings are upgraded for even better value. You’ll get 6% on hotels, 3% on holidays, flights, cabs, and buses, and 1% on all other spends. On top of that, MMTBlack gives you exclusive perks like complimentary hotel upgrades, flight add-ons, and special discounts. This means you’re not only saving more on bookings but also enjoying premium travel experiences. The combination of MMTBlack and the MakeMyTrip ICICI Bank Credit Card makes your travel significantly more rewarding.

Can I earn ICICI myCash on MakeMyTrip MyBiz bookings?

• myCash rewards apply only on bookings made through a personal MakeMyTrip account. If you’re using a corporate MyBiz account, transactions will not earn myCash. However, you can easily switch to your personal account while making a booking to enjoy all the card’s benefits. Just log out of MyBiz, sign in with your personal credentials, and complete your booking to earn rewards. This ensures you get maximum value whether you’re traveling for work or leisure, as long as the booking is tied to your personal MakeMyTrip profile.